The review introduced a vulnerability heatmap for Uzbekistan's financial system. It highlighted rising household indebtedness and real-estate-market vulnerabilities.
It identified declining bank liquidity as a risk requiring monitoring. Coverage included banking, non-bank credit, capital markets, corporate and household sectors. The CBU reported baseline, adverse and add-on stress-test scenarios.
The review provided a regulator-authored map of credit, liquidity and property risks for bank valuation, portfolio stress testing and capital planning.
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